13560 TURTLE MARSH LOOP #319

AS-IS-freshly painted--OWNER FINANCING AVAILABLE starting at 6% (current 30 year mortgage rates are over 7%) No banks required. Call Agent for realty access. Contact Seller for Owner Financing. The larger the down payment the lower the rate. Monthly payment to Seller can be under $1500 --------------------- NOTE to HomeBuyers:Problems documenting Income? Credit challenged? Did you know NO BANKS NEEDED to buy a home? See suggestions that follow. Foreign Buyers & Buyer agents welcome. --------------- 1-(First-time) Home buyers, do you know the highest price you can pay for home? Usually your highest price home you can afford will depend on YOUR DOWN PAYMENT amount and the amount you can pay monthly towards your housing payment (PITIA). A loan officer may also limit your projected MONTHLY HOUSING AMOUNT to a percentage of your income. --- Tip-if you have a smaller down payment, consider Down Payment Assistance Programs (DPAPs which also includes forgivable grants), many require taking a 1 day class. Many Loan Officers know of some DPAPs, you can also search the internet particularly in the city/county that you are considering buying a home. There are different DPAPs depending on the county / city. Some DPAPs are available only to law enforcement or 1st responder or other occupations and are sponsored by a city / county to encourage this occupations to live in certain areas. Rural/non-urban places also have DPAPs. Tip-if you are credit challenged seek ALTERNATE CREDIT documentation programs. ------ Many loan officers only offer a few alt-doc loans, you may also seek a different loan officer that offer FHA loans or Rural loans. ---------------- Tip-if you are NOT a w-2 employee you may want to seek ALTERNATE INCOME documentation loans. Many loan officers only offer a few alt-income doc loans, others offer FHA/Rural loans. Seek different loan officers for your situation. -------------------------------------- 2-MORE TIPS-if you are credit challenged OR if you have harder to document income, a bank/institutional lender may still likely approve you for a loan so long as you have larger down payment of 20-30% of your retail price. THERE ARE HOMES YOU CAN BUY WITHOUT BANK if you have a larger down payment. Foreign Buyers usually have a down payment of at least a 30%. And there are Homes that can be purchased with down payment of AT LEAST 30% of the price and the seller will finance the rest. NO BANK REQUIRED. BUYER REALTY AGENTS welcome. Foreign Buyers welcome (who usually minimally put 30% down payment). NO BANKS REQUIRED. ------------------ NOTE: (First Time) home buyers, once a seller agrees to sell you a home. You will need: (the Realty Agent will usually do, if you are using an agent) i-a written sales agreement [that will specify a good-faith/earnest money deposit to reserve home for you while the paperwork/deed is drafted to be signed on a certain date (the closing date)] ii-to deposit the earnest money with an attorney/title company; and then iii-on closing date to sign all deed paperwork with the title closing company. --------------------------- Hunters Creek known for community activities, landscaping & private parks -Golfview offers pool, spa, club house & fitness room. Walk parking lot (w/security cameras) for exercise. Walk to Target (w/grocery) & Bus Stop(for guests) at corner. Just minutes from shopping, movies, dining, golf, etc. as well as major highways for commute. Seller is flexible sale/lease, not in hurry-ALL OFFERS WELCOME